Custom PPO Health Plans
Flexible, affordable coverage designed around your family, budget, and healthcare needs.
What Makes These Plans Different
These aren't cookie-cutter plans. Every detail is structured around what matters most to you.
Customizable Coverage
Choose your deductibles, out-of-pocket limits, and benefits to build a plan that fits your life and budget perfectly.
Nationwide PPO Network Access
See doctors and specialists across large PPO networks without needing referrals. Freedom to choose your providers.
Multiple Deductible Options
Plans are structured based on your budget with multiple deductible tiers so you can balance premiums and out-of-pocket costs.
Optional Supplemental Protection
Add dental, vision, accident, critical illness, and more to build comprehensive coverage that meets all your needs.
$250 Accident Coverage
Built-in accident benefit helps cover unexpected injuries and emergency situations right from the start.
Available in 33 States
Wide geographic coverage so you can find a plan that works whether you're in Texas or across the country.
How Custom PPO Plans Work
Getting covered is straightforward. Here's how it works from start to finish.
Eligibility
These plans are designed for self-employed individuals, families, small business owners, people who don't qualify for ACA subsidies, and anyone seeking the flexibility of a PPO network. Plans serve ages 18–65. Once you're enrolled, you cannot lose coverage if a health condition arises during the plan period.
Customization
Choose deductible levels, out-of-pocket limits, doctor networks, and supplemental benefits that fit your specific situation. These plans are NOT one-size-fits-all. Every plan is built around your healthcare needs and budget, with Jenna guiding you through each option.
Coverage Begins
Once approved, benefits you can use from day one include doctor visits, hospitalization, preventative care, accident coverage, and telehealth services. Your plan is ready when you are.
Plan Benefits at a Glance
Here's what's included with custom PPO plans.
Nationwide PPO Network
Access a large network of doctors, hospitals, and specialists. No referrals needed to see a specialist.
Custom Deductible Options
Multiple deductible tiers let you find the right balance between monthly premiums and out-of-pocket costs.
Accident Protection
Built-in $250 accident benefit covers unexpected injuries so you're protected when life throws a curveball.
Telemedicine
Access MD Live and Teladoc for virtual doctor visits from the comfort of home. Talk to a doctor anytime, anywhere.
Preventative & Pre-Deductible Benefits
Access preventative care services before meeting your deductible. Stay healthy without waiting.
Vision & Dental Available
Add optional vision and dental coverage to your plan for complete, head-to-toe protection for you and your family.
Marketplace vs. Custom PPO Plans
See how custom PPO plans stack up against traditional marketplace options.
| Feature | Marketplace Plans | Custom PPO Plans |
|---|---|---|
| Doctor Networks | Often Limited (HMO) | Nationwide PPO |
| Plan Flexibility | Standardized | Customizable |
| Coverage Structure | One Size Fits All | Designed Per Client |
| Deductible Options | Limited | Multiple Options |
| Supplemental Protection | Limited | Often Available |
| Typical Savings | — | 20–60% Less |
Who These Plans Are For
Custom PPO plans are built for people who want flexibility, affordability, and real coverage.
- Self-employed individuals and freelancers
- Families looking for affordable coverage
- Small business owners and their employees
- People who don't qualify for ACA subsidies
- Anyone seeking PPO flexibility and choice
- People between jobs or aging off a parent's plan
- Healthy individuals wanting lower premiums
- Ages 18–65 in any of the 33 covered states
These Plans May Not Be Ideal For Everyone
Jenna believes in honest guidance. Here are some situations where a different option might be better.
- Guaranteed-issue needs: These plans are medically underwritten, so approval is not guaranteed. If you need coverage regardless of health history, an ACA marketplace plan may be more appropriate.
- Large ACA subsidies: If you qualify for significant marketplace subsidies, your ACA plan might end up costing less. Jenna can help you compare both options.
- Certain pre-existing conditions: Some health conditions may affect eligibility or coverage terms. Jenna will always be upfront about what to expect.
Not sure which direction is right for you? Jenna offers free consultations with no pressure and no obligation. She'll help you find the best fit, even if it's not one of her plans.
Available in 33 States
Custom PPO plans are available across much of the country. Find your state below.
Plans are medically underwritten — there is a qualification process.
Find Out If You Qualify
Get a free, no-obligation consultation with Jenna. She'll walk you through your options and help you find the coverage that fits your life.